With a leveling kit a 35/12.50R20 on a 20x9 with 5.5" Back Space will clear fine.
5" should clear as well.
4.5" back space would require most likely pulling back the inner fender liner some under only a leveling kit.
Does the 4.5 put the tire farther out from the center of the truck?
Stick out of the wheel well farther.
How would a 4.75 fit.
On a stock susp. what would fit best?
Thanks