^^^ X2. Jesse, would you mind sharing who the insurer is?
I use auto owners currently, however my agent deals with many companies. I asked him to produce the section that excluded my coverage and he took a few weeks to get back to me. I dug out my policy and all I found was that liability does not apply to:
any automobile while:
preparing for;
practicing for; or
participating in;
any prearranged racing, speed or demolition contest.
I was able to get him to agree with me that this didn't apply to my situation, however he showed me a copy of another companies property policy that had similar wording except stated:
liability coverage does not apply to:
bodily injury or property damage which results from the use of a motorized vehicle in, or in the practice or the preparation for, racing, speed, pulling or pushing, demolition, or stunt activities or contests.
He is reading the "pulling or pushing" to mean the sport of truck pulling which I don't agree with at all. I believe this wording would mean if you have some people help you push or pull your competition vehicle into your garage and they trip and get run over, then liability doesn't apply.
I'm currently getting a quote from CCR.