Bobcat698
Pure Diesel Power
- Joined
- Apr 24, 2006
- Messages
- 2,229
Were you in the pitts???
Yes, I was. I told them my truck was parked in line to pull, and that I was not in it.
Were you in the pitts???
wow thats screwed up
Most insurance companies wont drop you they just wont cover you while you are on the track or pulling! If anything happens while you are pulling or racing you are on your own but most people know that!
Most have been an agent in the crowd that recognized you - bummer - never heard of anyone getting canceled just for participating!
I'd find another company!
RK
good luck breaking your truck during a pull and getting the event coordinator to pay to repair it !! that would be like john force asking the NHRA to pay for his rebuilds after every pass.
I think the insurance providers for the pulls want the trucks to be street trucks many of times. To verify that they are street trucks they require plates, and proof of insurance.
Agreed, this is why they do it.
Maybe this isn't the right place to ask the following question but I don't think there's a better thread for it, so here goes...
Have people thought about worst-case scenarios when pulling and what would happen afterwards?
I know the promoters have insurance for the event, but I'm going to have to assume that this covers them against negligence on their part. I highly doubt it covers the competitor at all (someone please correct me if I'm wrong).
Now, if we all know that most personal vehicle policies aren't going to cover jack shyte even on the vehicle, then they probably ain't gonna cover anything else....
So, worst-case scenario, some heavy chunk comes flying off your truck and nails someone and injures them.
Are we wide open to all liability?
I am going to take a wildass guess and say that as long as you had all the safety equipment required by the promoter/fairboard/sport, etc., (and it was in good working shape and built correctly and substantially) then you would not be criminally liable.
However I would have to think that we could all be sued for whatever happens in civil court. Wrongful death, injury, loss of ability to work, whatnot, that's all on us.
Correct or not?
If correct, does anyone on earth offer a policy for this? And can anyone afford it?
Be Aware
Guys - Im just not pushing our association's services but please check your coverage on your truck and your diesel shop.
Since we have been offering coverage to our members at a discount, our company that handles that (Citadel Services) has found that almost all are not properly covered by their policy!
You still keep on paying on it but if you try and make a claim not only will they deny the claim but cancel your policy immediately!
Through NADM, Citadel will cover any diesel vehicle and diesel shop, they specialize in analiziing your coverage - both own diesels and compete!
Check them out on our web site under "new to nadm" or call your local agent to check coverage.
Just last month they found a shop that was covered as a oil/lube shop instead of full service and the trucks were covered as delivery vehicles - anything happened - they wouldnt be covered! Get it in writing and be truthful or it won't be covered.
Our member's insurance discount runs anywhere from 15% to 50% of what you are currently paying.
RK
........ He was running his 3 turbin modified tractor and the 45,000 dollar gearbox blew apart and sent 8 people to the hospital.
Tim